| My name is Ron
        Kerwood.  I have been associated with the Real Estate &
        Mortgage Industries my entire adult life.  I have found over the
        years that the more a customer knows about the financing process the
        better it is for me in my profession as a Mortgage Lender and it sure
        makes things easier for the customer.  So I've
        put together this Help Source which is designed to provide the consumer with
valuable, free, no-strings-attached information about a variety of related
        subjects from someone directly involved in the field.  I'm not
        trying to sell anything here, but if you like what you see and
        appreciate the honesty and information I'm providing, contact me and
        you'll find that I can offer an excellent combination of Pricing,
        Products and Service that I believe is second to none!!!!
         |